If you have been hurt in an accident in the workplace, you are likely entitled to claim benefits by filing a claim against your employer’s workers’ compensation insurance policy. Except for rare cases, the vast majority of businesses throughout Illinois are required to carry such coverage when they have one or more employees.
Workers’ compensation benefits can include reimbursement for any medical treatment that you will require, as well as benefits to help replace the wages you lose during your recovery. In the event that you have been left with a permanent partial or total disability, you can continue to receive benefits. Death benefits are also available to family members in cases of fatal workplace accidents.
While workers’ compensation is a great program for injured workers, this program does not cover all of the expenses that you may incur as a result of this injury. When you work with a workers’ compensation attorney in Chicago, we can help you examine the situation and determine whether or not additional factors contributed to your accident, and recover financial damages on your behalf.
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One of the major advantages of workers’ compensation insurance in Illinois is that it is a no-fault system. Unlike a personal injury or wrongful death claim, where it is necessary to prove that the accident was caused by the negligence of the defendant, workers’ compensation benefits are available to injured workers regardless of who is responsible. You do not need to prove that your employer caused the accident, and you can even receive benefits if you were at fault for the accident – provided that you were not willfully negligent, which could include actions like coming to work drunk or high on drugs.
The major downside to a workers’ compensation claim is that the benefits it provides for lost wages are notoriously limited. The amount that you can receive in disability benefits is generally restricted to two-thirds of your average weekly wages, and the maximum that you could receive is currently set at $1,320.03. Even if your claim is approved for the full amount you deserve, you could still be left struggling to support yourself and your family. Furthermore, it is not possible to use a workers’ compensation claim to recover non-economic damages for pain, suffering, and emotional distress.
The Chicago personal injury attorneys from Duncan Law Group may be able to help you pursue a claim against your employer if they willfully concealed hazardous conditions in the workplace or they are guilty of major violations of safety regulations. We could also represent you in legal action against the manufacturer of a defective product that caused or contributed to your work-related injury. You would be able to seek additional damages through a third-party claim, which would be separate from your workers’ comp claim. You should not hesitate to contact our firm to learn more about your legal options.
If you have been injured in a workplace accident, you could be facing thousands of dollars in medical bills and a significant loss of income. It is for this reason that you shouldn’t delay in exploring your options with an experienced personal injury lawyer in Chicago. Depending on the cause of your accident, you may be able to pursue a third-party claim in addition to seeking benefits through workers’ compensation. Duncan Law Group has already recovered tens of millions of dollars in damages for past clients, and we are ready to do the same for you. Call now to find how our award-winning legal team can assist you.
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