If you are injured by another driver in Illinois, you have the right to pursue legal action—and Duncan Law Group can help. Our Rock Island car accident lawyers will fight aggressively for your right to compensation and help you hold the at-fault motorist accountable.
Car accidents can happen for many reasons, from dangerous weather to potholes, loose gravel, and icy roads. In many cases, another driver’s negligence is responsible for a collision.
If you are injured in a Rock Island car accident, you can recover compensation for your losses by filing an insurance claim or lawsuit against the at-fault driver. If you hold certain types of coverage, such as uninsured/underinsured motorist (UM/UIM) insurance, you could file a claim against your own insurance policy.
Most car accident cases begin as insurance claims before escalating to a lawsuit. During the insurance process, a company representative will be assigned to your case and investigate the collision. The representative will determine who caused the accident, whether you are eligible for a settlement, and the amount of compensation you can receive. Your Rock Island accident lawyer from Duncan Law Group can represent you during this process and negotiate with the representative to protect your best interests.
You can file a car accident lawsuit if the insurance claim is unsuccessful, or your lawyer believes it is in your best interest to pursue litigation first. Through a lawsuit in Illinois civil court, you can hold the driver accountable for damages that exceed his or her policy limits. However, you will need to prove the following four elements to secure compensation:
Your Rock Island auto accident attorney from Duncan Law Group can help you gather the evidence necessary to prove each of these elements and craft a compelling case in your favor.
Illinois follows a fault car insurance system and requires all motorists to carry certain amounts of liability insurance. If a driver causes a car accident, his or her insurance coverage will pay for the victims’ losses after the collision. Other motorists, pedestrians, passengers, cyclists, and motorcyclists are eligible to pursue a claim.
All motorists must carry the following policy minimums, but drivers can choose to purchase higher amounts of coverage if they wish.
If you are injured by a negligent driver, the Rock Island accident attorneys at Duncan Law Group can help you secure the compensation that you deserve. Contact us today to schedule a free consultation and discuss your legal options with a Rock Island car accident lawyer.